Tomorrow will be my last shopping day until payday next Monday. I need very few things. The usual milk, formula, a couple veggies, some bananas. There are a couple of things that I'm debating buying but probably won't. I just want to make sure I don't spend every penny I have in my wallet.
Dh gets a raise with this cheque, plus we sent in the forms for the tax credits that have changed since Zach was born. I'm excited to see how much more we will have monthly. Gee I hope it's more...
I already increased the mortgage payment, so some of that raise is already spoken for. Whatever is leftover will go to paying off the C.C. and topping up Dh's RRSP. Then in March we will get at the RESP contributions for the kids.
I decided to go ahead and use some of the kids' money to get rid of that lingering Visa bill. I'm just not used to carrying C.C. debt. I will feel so much better when it's gone. Hopefully that will be before the middle of December. I decided to borrow that money and then pay the kids back just to save myself the 18% interest and the emotional strain of having a Visa balance.
I'm still trying to figure out who we're buying for in Dh's family for Christmas. I hope we can gas all the gifts, but I doubt it will happen. SIL always wants to do a gift exchange with the kids because she likes buying for our boys. The problem is that she has 4 kids and we have only 2. Worse yet, BIL has no kids and still feels like he has to buy for all of them. It's not very fair. I can't buy for those kids for less than $100- unless I get really creative this year. They're old so they actually care what they get-where mine wouldn't care if they got nothing.
On a side note Oprah's "Favourite Things" show was on today. Every year it makes me a little sick in my stomach the way people freak out when they get all that free stuff. It's like rampant consumerism (and greed) at its best. Yuck.